Get to Better Know Our Credit Repair Company

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Get to Better Know Our Credit Repair Company

Hello and welcome to the official blog page of Credit Restore, your favorite credit repair company! We’re beyond thrilled to have you here with us today and can’t wait to dive into the fascinating world of credit and credit restoration.

There’s a lot to cover and we will touch on a number of topics on this blog page related to credit repair, how to repair credit, credit scores and more credit help subjects. Make sure to tune in frequently to stay up to date with all the information, news, tips and tricks about credit and credit restoration over the coming months and years. For more personalized credit help, please don’t hesitate to contact us today!

However, before we jump into all that, we’d first like to start by getting to know each other a little bit better. Credit repair isn’t easy, quick or without commitment, so it’s important that you feel confident and comfortable with the credit repair company you’ve chosen. In today’s post, we’ll provide you a little more about our credit repair company, our process and an overview of our credit repair services.

By the end, we know you’ll know us much better and feel comfortable with the amazing ways we work tirelessly to improve your credit and the process we use to actually achieve tangible results. To learn more about you and your situation, we’d love to perform a credit evaluation for absolutely free! Just fill out some basic information and let’s take the first steps to fixing your credit.

Our Credit Repair Company

At Credit Restore, we have several years of experience in the credit repair industry with a track record of proven results. We pride ourselves on providing customized, detail-oriented credit repair services. So many credit repair companies take cookie-cutter approaches, which simply don’t work the same for everybody.

It’s our mission to help the millions of Americans who suffer from poor credit, which is one of the most important aspects of your life. We work with you to remove non-verifiable items from your credit report and re-establish a strong credit score so you can take back control of your financial health. Beyond that, we love to educate our customers about credit, how scores are calculated, your rights as a consumer and powerful strategies to rebuild and then maintain your strong credit, because it isn’t a one-time solution.

When it comes to credit, some things are simple: credit is necessary, bad credit eliminates opportunities and good credit creates opportunities. Let’s work together to achieve the latter. Our three-step approach is comprehensive, customizable and effective. It’s also what sets us apart as the best credit repair services.

  1. Repair: We begin by cleaning up your past by leveraging your rights as a consumer. You have the right to engage credit bureaus and creditors to remove inaccurate items from your credit report.
  2. Rebuild: From there, we work to rebuild your credit by educating you on everything from the basics of properly managing credit to maximizing what resources remain.
  3. Restore: Finally, our credit advisors provide the credit help and direction you need to restore positive credit through expert knowledge and experience. We want long-term success for you, which truly sets us apart from every other credit repair company.

Our Credit Restoration Process

Our results for credit restoration are built upon a tried-and-true process throughout all of our credit repair services. We work hard to understand your credit, use that insight to restore it and then educate you in order to strengthen it over time. Our program typically takes between four and six months, but many clients see results within 30-45 days. When raising your credit score, it’s important to take five factors into consideration and their weight on your overall credit score.

  1. Payment History (35%)
  2. Debt Owed (30%)
  3. Length of Credit History (15%)
  4. New Credit/Inquiries (10%)
  5. A Mixture of Credit (10%)

Free Evaluation

Our first step to creating the best credit repair services is the evaluation of your credit report. This is a completely free evaluation and builds the foundation for everything else we do. We only charge you after the evaluation when and if we start to work on restoring your credit. By analyzing your credit, we can provide a more accurate estimate and attacking the process with the correct strategies. This also helps us identify the areas in which your credit needs help, such as:

  • Late payments
  • Collections
  • Bankruptcies
  • Liens
  • Repossessions
  • Identity theft & fraud
  • Debt settlement
  • And more

Initial Audit

After the evaluation, the next step in our credit repair company’s process is to enroll you in our program with a credit specialist so you can begin your road to credit restoration and strong financial health. There is correspondence with credit bureaus and creditors, all of which you forward to us to expertly handle and respond to avoid any snags or tricks.

Our credit repair company is one of the few that actually file disputes on your behalf, when necessary. This can contribute as much as 30-35 percent of your credit score, and on average, our clients see between 25-75 percent of inaccurate items removed from their credit report after our credit repair services are complete.

FDCPA/FCRA Violation Search

Not all creditors are ethical in their practices. The third step in our process is to investigate for any violations of the Fair Debt Collection Practice Act (FDCPA) or Fair Credit Reporting Act (FCRA) on your credit report or by collection agencies. We partner with an attorney to help with unfair or abusive practices by debt collectors, should our investigation uncover any.

Some inappropriate behavior from collectors could include: 

  • Using abusive or profane language
  • Contacting your relatives or neighbors
  • Mentioning damage to your credit score
  • Calling before 8 a.m. or after 9 p.m.
  • Threats or fear tactics

Build and Establish Credit

Once we’ve completed the first three steps, our credit repair services can then focus on building and/or establishing credit. People often wonder “What do I have to do in order to fix my credit?” or ask “How to repair credit?” Our team of expert credit advisors provides those answers and strategies, educating you along the way so you can maintain and strengthen your credit moving forward.

This step alone can drastically improve your credit score because we recommend adding positive credit lines to your report, which cover four important areas:

  • Payment history
  • Length of payment history
  • New credit
  • A mixture of credit

These four areas can account for a total of 70 percent of your overall credit score, so it’s an incredibly important step.

Program Completion

Our credit repair services conclude with a final consultation with you to ensure we have done everything in our power to repair your credit and built a strategy for you to use moving forward. Most importantly, we refer the following people for your needs beyond credit repair:

  • Mortgage brokers and loan officers
  • Real estate businesses
  • Accountants and financial planners
  • Auto dealerships
  • Banks and credit unions
  • Business loans and merchant advances

Our Credit Repair Services

At Credit Restore, you receive the best credit repair services available because of our commitment to helping you restore your credit and customized approach to the process. There is no one-size-fits-all mentality here!

Free Credit Report Evaluation

A free evaluation allows our credit consultants to look at your TranUnion, Experian and Equifax credit reports and go over them with you line by line. We can pull your reports instantly as well if you don’t have them already.

Customized Credit Repair Plan

Based on the evaluation, our credit repair specialists can then establish your path to credit redemption, first having any inaccurate items removed from your report in accordance with your rights as a consumer, laid out by the FCRA, HIPAA, FCBA and other consumer laws.

Credit Report Agency Communication

You’ll certainly receive correspondence from credit bureaus and debt collectors following the previous step, but don’t worry! Forward any correspondence to us and we can handle them for you.

View Your Progress

You’re never left in the dark with Credit Restore. You can view your progress and monitor our efforts and successes on our website. We supply you with a login, where you also have access to educational material and tools focused on credit restoration.

Book An Appointment Today!

Are you ready to restore your financial health? With Credit Restore on your side, you’ve gained a powerful ally in the pursuit of credit repair thanks to the collective experience, knowledge and commitment of our credit repair company. We provide the best credit repair services available and make sure you’re involved in every step of our proven process.

To begin repairing your credit and for any other credit help, please don’t hesitate to book your appointment with Credit Restore today. Our team of credit specialists would love to discuss your situation and needs in order to form an effective strategy for credit restoration.